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Financial Aid & Funding Options

RCC is committed to making Massage Therapy education accessible and affordable. We offer a variety of flexible payment options and resources to help support your financial planning.


RCC Interest-Free Monthly Payment Plans

RCC provides attractive, interest-free payment plans that allow students to split tuition into manageable monthly payments over the course of their program.

Our goal is to make tuition as affordable and predictable as possible, so students can focus on their studies and career goals rather than financial stress.

For more information, contact anna@rccmt.com


Windmill Microlending

Windmill Microlending is a national registered charity that provides low-interest loans to skilled newcomers to help cover the costs of education, training, and professional development in Canada.

Windmill loans can be used to pay for:

  • Education and training programs of up to two years
  • Licensing and qualifying exam fees
  • Living expenses during study
  • Books, supplies, and course materials
  • Professional development courses and association fees
  • Travel and relocation costs for education or employment

New Lower Fixed Interest Rates

  • Healthcare Recredentialling Loan (for regulated health professions): 4.70% (reduced from 4.95%)
  • Standard Windmill Loan (for other non-healthcare careers): 6.45% (reduced from 6.70%)

These are highly competitive rates, often out of reach for newcomers. Windmill loans are available to permanent residents, provincial nominees, Canadian citizens, protected persons, and convention refugees.

For more information, visit windmillmicrolending.org or email inquiry@teamwindmill.org


Better Jobs Ontario (formerly Second Career)

Better Jobs Ontario provides eligible individuals with funding to train for in-demand occupations, including Massage Therapy. Funding can cover tuition, books, transportation, and basic living expenses. This program is particularly useful for mid-career individuals seeking to retrain for a new profession.


Student Lines of Credit (Banks)

Many RCC students choose to finance their education through student lines of credit offered by major Canadian banks. These credit lines typically offer:

  • Competitive interest rates, often Prime + 1% (subject to credit approval)
  • Interest-only payments during your studies
  • Flexible repayment terms after graduation

Major providers include:

Credit unions and other financial institutions may also offer education financing options with flexible terms.


Scholarships and Bursaries

Students are encouraged to explore community scholarships and bursaries, including those offered by service clubs, cultural organizations, and healthcare networks. These awards can provide additional financial support for education-related expenses.


Need Help Exploring Your Options?

Our Admissions team can help you navigate these options and determine the best approach for your situation.
Email: anna@rccmt.com


Registration

Royal Canadian College of Massage Therapy is Registered as a Career College under the Ontario Career Colleges Act, 2005.

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